News Releases

New Podcast from ACE USA and ESIS Provides Dual Perspectives on Best Practice Approaches: Planning for a Disaster Before Catastrophic Events Strike
Jan 8, 2008

PHILADELPHIA--(BUSINESS WIRE)--ACE USA, the U.S.-based retail operating division of the ACE Group of Companies, joined together with ESIS, Inc., (ESIS®), its risk management services arm, to launch an audio podcast, or Internet-distributed program, on the risk management service solutions and applicable insurance coverages that are available to businesses and organizations seeking to proactively prepare for catastrophes and manage potential reputation threats. The podcast features a topical discussion by Lori Brassell-Cicchini, Assistant Vice President, ESIS Catastrophe Services, and Connie Germano, Senior Vice President, ACE Excess Casualty, on the ongoing risk management challenges faced by companies seeking to mitigate the detrimental effect of catastrophe, and the insurance solutions available that can help clients in managing threats to their organizations.

In the discussion, Ms. Brassell-Cicchini and Ms. Germano explore the unique challenges and considerations facing today's companies given the almost ongoing reports of incidents of catastrophes. Whether they stem from a natural disaster, such as floods, hurricanes, earthquakes and tornadoes, or other major events, including fires, explosions and airline crashes--the end result for a company impacted by such an event could be devastating. Selecting a TPA who can provide catastrophe management and crisis pre-planning services and a carrier who can address the inherent reputation risks these catastrophes bring to organizationsas well as offer coverage capabilitiesis key to supporting the unique needs of organizations facing these threats.

If you look at the detrimental effects of catastrophes, for example, in the form of environmental disasters, such an event seemingly beyond a companys control could occur on its premises or at a nearby facility. Environmental catastrophes that affect the earth, air and water can evoke devastating fear on the part of employee emergency responders and the surrounding community, said Ms. Brassell-Cicchini. No matter what the form, when a company is affected by any one of these dangerous catastropheswhether it is damage from an environmental incident, a product failing or caused by other factorsit is an up-close-and personal disaster the company needs to react to quickly. Its not surprising that such an environmental event can not only affect a companys bottom line, but can also wreak havoc on the firms operations, public image, and the safety and well-being of employees and their families.

ACE USA can address the risk management issues stemming from catastrophic events through coverage offered by ACE Umbrella Plussm, the ACE USA Lead Umbrella product that includes catastrophe management coverage, which helps clients by providing advance funding directly to third-parties for managing threats to an organizations reputation and other expenses related to a covered catastrophic event, said Ms. Germano. This product is offered to owners of manufacturing facilities and is available for all types of risks. Additionally, this coverage can be complemented with catastrophe claim administration and crisis response management services available for purchase from ESIS, Inc.

The podcast, one of an occasional series of audio podcasts that ACE USA and ESIS, Inc. has launched on selected risk management topics, examines the benefits of using the ACE USA Catastrophe Management product and how clients can obtain the necessary public relations counsel they need to communicate to the media and assist in restoring public confidence, while they dedicate their time to managing the material effects of catastrophe.

Senior management is no longer looking at the risk management team merely as the group that is there to control insurance costs. They have come to understand that the magnitude of planning for catastrophic eventsmismanaging an eventcan negatively impact your people, financial condition, and equity with stakeholders,said Ms. Brassell-Cicchini. Having a carrier you can work with that will create a customized, adaptable and flexible program based on your particular needs is a key element in successfully rolling out a catastrophe management program.

To access the ACE USA/ESIS Inc. Catastrophe Management podcast audio program (approximately 14 minutes in length), please visit The material presented in the podcast is not intended to provide legal or other expert advice. It is presented for general information only. Listeners of this podcast should consult knowledgeable legal counsel or other experts with any questions. The above is only a summary; please see actual policies for terms and conditions.

ACE Casualty Risk, a division of ACE USA, specializes in lead umbrella and excess liability, custom primary casualty, construction, environmental liability, public entity, and middle market workers compensation insurance products and services, which are primarily distributed through the retail brokerage community to the commercial market.

Organized in 1953, ESIS, Inc. (ESIS®) provides sophisticated risk management services designed to help reduce our clients total cost of loss. ESIS takes a holistic approach that blends people, process and technology to offer programs that are customized to meet each clients needs. ESIS is part of ACE USA, the U.S.-based retail operating division of the ACE Group of Companies, headed by ACE Limited (NYSE:ACE). ACE USA is rated A+ (Superior) by A.M. Best Company and A+ (Strong) by Standard & Poors. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information about ACE USA and its products and services can be found at Additional information about ESIS, Inc. and its products and services can be found at The ACE Group of Companies provides insurance and reinsurance for a diverse group of clients around the world.


ACE North America Communications
Media Contact:
Carla Ferrara, 215-640-4744