News Release

ACE USA Launches Pollution Coverage to Respond to Growing Needs of Commercial Property Owners and Managers
Single Policy Eliminates Environmental Liability Coverage Gaps with Multiple-Coverage Approach
Feb 27, 2009

PHILADELPHIA--(BUSINESS WIRE)--ACE USA, the U.S.-based retail operating division of the ACE Group of Companies, today announced the launch of ACE Premises Pollution Liability Portfolio (PPL Portfolio), a program designed to offer pollution coverage in a single policy for owners, operators and managers of a flexible mix of U.S.-based small, mid-size and national account commercial property, including hospitality, multi-tenant residential and real estate portfolios. ACE PPL Portfolio combines traditional new and pre-existing pollution coverage with coverages for pollution liability exposures from non-owned disposal sites, contingent transportation, fungi, legionella and off-site operations on a claims-made basis.

ACE PPL Portfolio is available to clients and brokers through the ACE Environmental Risk underwriting team.

“ACE continues to respond to the changing marketplace and increased demand for environmental liability products and services,” said William P. Hazelton, Senior Vice President, ACE Environmental Risk. “Environmental risks are always a big concern in the commercial real estate industry, as an environmental event can dramatically affect a property’s value and interrupt business operations. This program provides a streamlined approach to evaluating an account’s exposure to environmental liability by offering pollution insurance and dedicated environmental claims handling in one policy.”

Product Highlights:*

  • Underwriting of account’s environmental management program and due diligence process
  • Coverage for premises, operations, completed operations, business interruption/physical damage from pollution conditions, pollution clean-up, all under one policy
  • Minimum self-insured retention of $25,000
  • Limits available up to $25 million
  • Unscheduled locations
  • Fungi and legionella coverage offered on a presence basis
  • Automatic acquisition and divestiture coverage

ACE Environmental Risk offers a full range of environmental liability insurance solutions designed to minimize bottom line impacts and facilitate a policyholder’s hands-on risk management for those liabilities. ACE Environmental Risk’s liability product offerings include premises pollution liability, contractor’s pollution liability, and remediation cost containment programs. These programs are primarily distributed through the retail brokerage community to the commercial market.

To learn more about ACE PPL Portfolio, please contact Jon Peeples at (303) 256-1770 or visit

*Product highlights are summaries only; please see actual policy for terms and conditions. Products may not be available in all locations and remain subject to ACE Environmental Risk’s underwriting criteria.

ACE USA is the U.S.-based retail operating division of the ACE Group of Companies, headed by ACE Limited (NYSE: ACE), and is rated A+ (Superior) by A.M. Best Company and A+ (Strong) by Standard & Poor’s. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE USA and its products and services can be found at The ACE Group of Companies provides insurance and reinsurance for a diverse group of clients around the world.


ACE North America Communications
Carla Ferrara, 215-640-4744