Chubb Life Thailand Launches 'Super Protect Link', Empowering Customers to Build Wealth at Every Stage of Life
Life coverage up to 270 times of Regular Protection Premium (RPP) per annum with flexible coverage and a loyalty bonus starting at the end of the 10th policy year
Feb 26, 2025
Chubb Life Assurance Public Company Limited (Chubb Life Thailand) today announced the launch of 'Super Protect Link', the company’s first unit-linked product, designed to help customers plan for their future and achieve financial stability.
'Super Protect Link' is versatile, offering coverage that can be adjusted based on customers’ varying stages of life. Policyholders can choose to stay protected, even after stopping premium payments, or withdrawing funds from the policy at anytime. The product provides comprehensive protection with life coverage up to 270 times* of RPP per annum until age 99, guaranteed life protection for the first 10 policy years (non-lapse guarantee), and offers loyalty bonuses starting at the end of the 10th policy year.
Ms. Alisa Areepong, Country President, Chubb Life Thailand, said, “The unit-linked market in Thailand is growing rapidly as it offers both life protection and investment opportunities, helping customers to achieve financial security. Fluctuating economic conditions, both global and domestic, have led Thais to increasingly focus on risk management through investment savings. Chubb Life Thailand understands customers' needs to plan their finances effectively in preparation for any situation. With 'Super Protect Link', customers can build their wealth while ensuring they are protected in any situation.”
Key features and benefits of 'Super Protect Link' include:
- Life Protection with Investment Opportunity: Long-term coverage until the age of 99, with the opportunity to create long-term investment returns
- Crafting Life Protection: High protection with up to 270 times* of RPP per annum
- Flexible Coverage:
- Adjust coverage (sum assured) to satisfy your needs
- Stay protected even after premium payments have stopped
- Unlock liquidity with partial withdrawals
- Non-Lapse Guaranteed: The policy remains effective for the first 10 policy years**
- Loyalty Bonus: Starting at the end of 10th policy year**, receive a bonus 0.5% of the average annual RPP account value
- Increase Investment Opportunity: With Regular Top-Up (RTU) and Lump-Sum Top-Up (LSTU)***
- Policy fees are tax deductible according to the requirements of The Revenue Department of Thailand
More information about 'Super Protect Link' can be found at: https://www.chubb.com/th-en/personal/unit-linked.html or contact a Chubb Life Thailand agent nationwide.
Note: Terms and conditions are designated by Chubb Life Thailand.
Before making any insurance decisions, purchasers should carefully understand the details, coverage, and terms and conditions. Please refer to the brochure and insurance policy for more information. Insurance underwriting is subject to Chubb Life Thailand’s terms and conditions.
The purchase of a unit-linked insurance policy is not a cash deposit and carries risks. The applicant should understand the product features, the terms of the returns and risks as well as study, read, and fully understand the sale illustration, prospectus and fund's fact sheet before deciding to purchase insurance and invest.
* The multiple of Regular Protection Premium (RPP) depends on age, gender, and risk profile of the insured.
** The insured is required to consistently pay the Regular Protection Premium (RPP) on time for all installments, with no partial withdrawals on RPP redemption value, and no reductions on RPP.
*** Top-up premium after premium charge deduction will be invested in funds selected by an insured.